12:27 - Wednesday, Apr. 18, 2007
Crap. Shoot.
Woops! Crap... forgot about something... an important something that we totally didn't factor in. I am quite surprised that our realtor didn't say something, but very shocked that our mothers didn't remind us. I know, I know if I knew about it & Mom told me, I'd be like, "Yes Mom! Gawd, I am not a baby!" Or something, but I guess I still need her to tell me *some* things! I wonder if they thought about it & decided to let us do this on our own...
Anyway, we went to the bank yesterday to wrap some stuff up at the bank about the house we jut bought & he started explaining the process etc. and closing costs. That was what we forgot. Oh shit... suddenly I felt like puking! I really didn't think of that while everything else was going on. Now we don't have that part put aside or anything & didn't know how we were going to cover it. It's going to be a few thousand I am sure. SHIT! The bank guy (I am so eloquent, aren't I... "the bank-guy"... nice!) anyway, the bank guy said there won't be a problem, if we don't have it by the time the final stuff is being signed etc., then he can add it as a loan on our mortgage. Oh well... if it's what we have to do.
I just feel stupid for not having thought of that.
Just like the whole down-payment & deposit thing. We meant to say that we were putting $50,000.00 TOPTAL down on the house. We thought the $5,000.00 deposit was part of that so out of $202,000.00 with a $5,000.00 deposit would have been $5,000.00 left to put down, giving a mortgage of $152,000.00. But it was written differently & the way we looked at it made sense so we signed it, but it was the $5,000 deposit PLUS $50,000 down so really it is $55,000 down... so now I am further into debt & owe more money for the down payment when I sell the old house than I thought I was. Great.
I sure hope we do well when we sell the old one. If we make the minimum we were thinking of listing it for of $100,000.00 it will be an extremely tight squeeze paying back the old house & our debts & the new deposit & what I owe on the van etc. The money will be all gone. We'll have to get a friggen loan to get the washer & dryer we need! Yikes, figgen yikes! So let's hope we get a cool $120,000.00 or something so we can still afford to build a nest & get some furnishings etc. and be somewhat ahead...
Ugh. Stress.
I don't know if we're going to have much of a wedding... who can afford that shit?!? Having a nice home is more important to us... now we're just talking about a party or something... but who knows... HE STILL HAS TO ASK! We kind of joked about taking our hot air aballoon ride and paid for a JP to come along with us & then we'll step off of it on to the ground as a married couple! Then announce it to everyone & have a party. I doubt we'd do that though... i want some people to witness it I think, even if it is just a very few close people.
We also talked a little (not sure if we're being serious or not) about having a social, a big bash, and calling it a wedding social, then, when the person announces "This is usually the time when the couple has their dance..." or whatever, I come out in a wedding dress & we just get married right then & there, surprise everyone, and continue with the party. Again, we were just tossing silly ideas around, and likely wouldn't do that... to many people might have left early or missed it & maybe get mad... and then Alberta people wouldn't be there... so I don't know... and anyway, I can't do that now 'cause I announced it here & it wouldn't be the kewl surprise it would have been.
At this point though, I don't care so much. I don't need a big expensice dramatic wedding. I don't want to get married to have a wedding, I want to get married to be a wife... moreso, to be a Wesa... to be Mrs. Wesa forever and ever would make me the happiest bride in the world, even without all the fanciness. Just to know Hank will be with me forever (which I already know, but I guess the whole marriage paper, ring, meaning, etc. means more to me than I thought. Just not so much the ceremony) is all that I want. But I am already there, knowing we're in it for good, I mean we just bought a house we plan to live in and have children in until they grow old & leave us & retire in and live happily ever after (unless of course we come into some big bucks and can upgrade!) so some might say who needs marriage when you have that... but I still kind of want it. I know I can legally change my name to Wesa since we are common-law, but that's just not the same. I want him to be my husband, and me to be his wife. I guess I can't explain all the reasons why... do I sound wacko?
So anyway... be prepared... it might just be a small, small, family & extremely close friends thing, maybe even in tha back yard... "Do you...?" "Yes." "Do you...?" "Yes." Done. You're married. Let's party.
Did you read yesterday's entry about the Virginia Tech shooting? You might want to go there first to know more about what I am posting now. I refuse to watch the news for awhile on this. It is just sick. You know what, I was going to rant about it a lot here, but I just felt myself getting upset/angry again about it, so figure why bother. But I do recommend you check out Bluesleepy's latest entry about this (not the same as I linked yesterday) and read her quote by her husband, Kurt, and the comments left by everyone, a great one by her sister Michele. I strongly agree with the things they said, and can't really say them better myself, but go there, read it, and come back & tell me how you feel about all of this. Doesn't anyone other than us have anything to say about this???
Check ya l8r ;)
